Insurefit RM

Full Service, Customer-Centric Insurance Agency

We don’t just insure our clients, we walk alongside them in times of trouble.

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Specialized Insurance Solutions

Insurefit RM offers comprehensive insurance solutions throughout Tennessee.

About Insurefit RM

Insurefit RM is an independent insurance agency with over 30 years of combined experience. With our office in Knoxville, TN we are one of the fastest growing agencies in the area, providing service throughout Tennessee in Tri-Cities, Nashville, Chattanooga and Memphis.

We’re a customer-centric organization and embedded in our philosophy is a forward-moving mechanism that enables you to solve problems. Our commitment is to provide solutions that you need as it relates to the people, vehicles, homes and businesses that are valuable in your life.

About Our Agency
KNOXVILLE, TN INSURANCE

705 Gate Lane, Suite 202
Knoxville, TN 37909

What Makes Us Unique

30 Years Experience

Our team’s combined experience expands over 30 years in the industry.

Fastest Growing

We are one of the fastest growing insurance agencies in the Knoxville, TN area.

Above And Beyond

We travel to meet our customer’s needs and provide service off hours and on weekends as needed.

Community Focused

We connect with our community by participating in civic, charitable and philanthropic activities.

Dedicated Services

We work with designated realtors and mortgage loan officers.

Designated Programs

We offer industry-specific coverage for restaurants, breweries, wineries and distilleries.

Risk Advisement

We have developed strategies for manufacturing, technology and wholesaler-distributor risks.

 

Customer Centric

Embedded in our philosophy is a forward-moving mechanism that enables you to solve problems.

Hear From Our Customers

Customer service is our priority.

There’s more to insurance than the price of the policy.

Explore our interactive graphics and learn about your unique risks and the related insurance solutions.

Personal InsuranceBusiness Insurance
Life

Providing for Your Family

Risk Factor

Raising a child is a rewarding and important life experience. It is also very expensive. The average cost of raising a child, born in 2013, to age 18 is more than $300,000. If you were to die tomorrow, would your spouse be able to provide food, clothes, daycare and eventually college tuition for your child? In 2013, the average cost of tuition, fees, room and board for a private college was $41,412 per year.

Solution

Having life insurance could secure the future for your children if you have an untimely death. With a life insurance policy, there would be enough income to help pay for everything your child could need while growing up.

Mortgage Payments

Risk Factor

After your death, any outstanding debt and financial obligations do not disappear. Your home is probably the costliest and most significant property you own. A mortgage payment is a large burden for a widow or widower to carry.

Solution

A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on the home and car(s).

Auto Payments

Risk Factor

Many families lease or finance their automobiles these days. If the primary earner in the family were to die, the family could be left with outstanding car payments for years to come.

Solution

A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on your car(s).

Funeral Costs

Risk Factor

The average funeral costs about $10,000. That high price is for standard things, not unnecessary options or luxurious services. A death in the family is stressful enough; why add the hefty bill of a funeral to that stress?

Solution

A life insurance policy can easily cover the cost of a funeral. Your family will be able to think of you and have peace of mind without being burdened by funeral costs.

Protecting Your Retirement Savings

Risk Factor

Once you retire, you will be living off social security, and if you are lucky to have them, a pension or retirement fund, too. But what if the surviving spouse has been relying on you to fund retirement for the couple? Premature death of an earner can affect sources of retirement benefits such as Social Security benefits.

Solution

Life insurance can help support a surviving spouse during his or her retirement.

Protecting Your Small Business

Risk Factor

If you passed away, would your business suffer? There are many complications and financial issues that can arise due to the death of a business owner. Many people overlook this predicament.

Solution

A life insurance policy can keep a business moving along even during tough times, such as the loss of the business owner/partner. Key person life insurance is payable to the company and provides money for training and hiring of a new employee. A buy-sell agreement, funded by life insurance, allows the other partners in the business to buy the deceased’s share of the business, which will provide money for his or her family.

Spousal Support / Income Replacement

Risk Factor

Many people mistakenly think that they don’t need life insurance if they don’t have children or if their children are grown. However, your financial responsibilities fall to your family when you are gone.

Solution

Life insurance can replace the income you would usually bring in and help support your spouse or adult children. Keeping your loved ones living in the way they are accustomed to is an important thing to think about.

Insurefit RM Client Portal

Manage your account with us quickly and easily!

Report Claim
Request Policy Change
Request Certificate
Request Auto ID Card
Pay Bill
Policy Review
Erie Insurance Logo

Insurefit RM + Erie Insurance

We offer Erie Insurance coverage at competitive rates.

Start ERIE Quote
Insurefit-RM-Logo-500
KNOXVILLE, TN INSURANCE

705 Gate Lane, Suite 202
Knoxville, TN 37909

Also, providing service throughout Tennessee in Tri-Cities, Nashville, Chattanooga and Memphis.

Insurance Quote
Erie Insurance Logo

Insurefit RM + Erie Insurance

We offer Erie Insurance coverage at competitive rates.

Start ERIE Quote

Insurefit-RM-Logo-500

KNOXVILLE, TN INSURANCE

705 Gate Lane, Suite 202
Knoxville, TN 37909

Also, providing service throughout Tennessee in Tri-Cities, Nashville, Chattanooga and Memphis.

Insurance Quote

Insurance Quote Request

As an independent agency, we offer multiple options at competitive prices.

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